Holiday dates stop accrual for the assigned contracts on those days. Past dates are removed from the cumulative totals and future dates suspend the contract automatically for the duration. Bank holidays for England and Wales are excluded automatically for every contract. Permanent jobs are salaried, so their holidays stay paid.

Each item spreads evenly from the first to the last day of the month and drains around the clock. On the console it reduces the personal or business money available while expenditure is shown.

Each agreement adds its monthly payment to the list above.

Saving an agreement creates or updates its monthly payment in Money out. Editing that payment updates the agreement. A credit card with zero payments is treated as ongoing.

Corporation tax is due nine months and one day after the accounting period ends, and the CT600 twelve months after. Self assessment is filed and the balancing payment made by 31 January, with payments on account on 31 January and 31 July at half of the previous year's bill each. Amounts here are estimates from this app, not HMRC figures.

VAT applies to contracts you invoice through the company. Inside IR35 work paid through an umbrella carries no VAT from you. Returns and payment are due one calendar month and seven days after the quarter ends. Direct debit is collected three working days after that date.

Figures are estimates for planning. They are not tax, financial or pension advice.

Rates are held for each tax year for England and switch over on 6 April. Turn off automatic updates to enter your own. Income tax is calculated on your combined inside IR35 pay so the personal allowance and bands are shared across contracts. Employee NI is calculated per employment. Corporation tax is applied per contract at the flat rate you set. All figures are estimates for planning.